Harassment from First Credit Services can be stressful, but federal law offers strong consumer protections. Repeated phone calls throughout the day or calls made at inconvenient hours may violate the FDCPA. Debt collectors cannot legally threaten arrest, wage garnishment, or lawsuits unless those actions are lawful and intended. If you never received a written notice outlining the deb... https://protectionforconsumers.com/end-credit-services-debt-collection-harassment/